Classic & Vintage Cars Cover
The sight of Vintage & Classic cars amazes everyone. However maintenance of such car is usually high and need the right insurance cover. There is a difference between Vintage & Classic Cars. Any car manufactured between 1919 until 1930 is a Vintage Car. A car manufactured between 1940 and 1970 is considered as a classic car for purpose of Insurance. Vintage & Classic car insurance is a special type of policy that helps protect antique or classic cars. It covers the vehicle for an amount that's agreed upon by the owner and the insurer. And, if the value of your classic car increases over time, you can adjust your coverage limit to reflect its value. Vintage & Classic car insurance also helps pay for specialized repairs or restoration if your classic car is damaged.
A Vintage &99 Classic Car Insurance often comes with mileage limitations and requires such classic cars to be kept in a private garage or other locked facility. Classic Cars cannot be used for daily driving. Some insurers also require your clean driving record before purchasing or renewing a Classic Car Insurance in India.
Vitality Insurance with its expertise and experience can answer related questions and review coverage options with you so you can choose the insurance that best fits your needs.
When you take a classic car insurance policy, you will enter into an agreed-upon replacement value of the car, which differs from standard car insurance policies.
Since most classic cars are driven very carefully and often, only on rare occasion, purchasing classic car insurance coverage typically involves very low premiums when compared to coverage for brand new and even many used vehicles.
Apart from accidental breakdown, this specialised cover also protects you against laid up risks. Policy options often include repair shop of choice, roadside assistance with guaranteed flatbed towing, and coverage for spare parts and tools.