Liability Insurance
In Liability insurance, businesses and individuals are protected from risk that they may be held legally or sued for negligence, malpractice or injury. This insurance policy protects the insured from legal payouts and costs for which the policyholder is deemed to be responsible.
DIRECTORS AND OFFICERS (D&O)
This insurance coverage is intended to protect individuals from personal losses if they are sued as a result of serving as a director or an officer of a business or other type of organization.
PROFESSIONAL INDEMNITY (PI / PLI)
Professional liability insurance is defined as a form of insurance that can help pay for legal expenses when clients claim something you did – or didn’t do – hurting them financially.
PRODUCT RECALL INSURANCE
Product Recall Insurance policy provides coverage against financial losses incurred by insured for recalling the batch of product from the market. Ideal for food & beverage companies.
EMPLOYEE PRACTICES LIABILITY
It provides financial protection for your business against lawsuits by current, past, or prospective employees accusing your business of wrongful treatment such as discrimination, harassment, or other employment-related issues.
COMMERCIAL GENERAL LIABILITY (CGL)
Commercial Crime insurance provides broad coverage to protect your business against a wide range of criminal activity, either as a stand-alone product, or as part of a multi-line or international insurance program.
WORKMEN COMPENSATION (WC)
It assures that injured workers get medical care and compensation for a portion of the income they lose while they are unable to return to work and it usually protects employers from lawsuits by workers.
COMMERCIAL CRIME & FIDELITY BONDS
Commercial Crime insurance provides broad coverage to protect your business against a wide range of criminal activity, either as a stand-alone product, or as part of a multi-line or international insurance program.
Banker’s Blanket Liability
Bankers Blanket Liability cover provides financial institutions high levels of insurance protection against the effects of potentially catastrophic criminal loss arising out of Employee Dishonesty, Forgery, Cyber Liability and Computer Crime.
CYBER LIABILITY
A data breach or any unexpected cyber event can trigger third-party claims or lawsuits. Businesses can protect themselves against the costs associated with data breaches by purchasing a right Cyber liability policy.
PRODUCT LIABILITY
Product Liability Insurance provides protection to distributors, manufacturers, retailers and wholesalers, for financial liabilities arising out of third party injury or damage caused by use or consumption of the product.
PUBLIC OFFERING INSURANCE
Public Offerings of Security Insurance (POSI) or an IPO Insurance protects a company & its directors against liabilities arising out of ‘going public’ exercise including prospectus and roadshows.
PUBLIC LIABILITY
If your business operations lead to financial or legal liabilities on you by the third party, you must consider taking appropriate public liability insurance to protect against unexpected events.