Health Insurance
‘Health is wealth’ is an age-old saying in India. With the recent event of COVID-19, people have realized the importance of good health as evident from rising sales of Health Insurance covers. Most people delay their decision to buy health insurance until they experience a medical emergency. Good health in the present is no guarantee against sudden illness or accident, which can result in large medical bills. These will put a strain on your finances. The current Covid health crisis further highlights the need to safeguard your health now more than ever.
With rising healthcare costs, treating a serious ailment and hospitalisation has become expensive and can put a strain on your financial condition. Health insurance is a comprehensive policy protecting you from unexpected, high medical costs. In case you or any family members covered under the policy are hospitalized, the Health Insurance company will pay for the hospital expenses up to the covered amount (called sum insured) agreed upon. The medical expenses include room rent charges, doctor's consultation fees, surgery fees, nursing fees, cost of medicines, X-rays, ECG, MRI, Blood, Oxygen, etc. incurred during hospitalization of 24 hours or more. AYUSH treatment can also be covered.
Choosing from an array of health insurance plans from an insurance company can be a little tricky and getting medical reimbursement can be a struggle. Different policies provide different levels of coverage and have varied claim settlement policies.
Here, a professional expert like Vitality Insurance can help you pick the right Health Insurance policy for you and your family explaining all covers and exclusions and can ensure you a quick claim settlement.