Commercial general liability insurance is a policy that has been designed to provide coverage to a business for personal injury, bodily injury and property damage resulted from the business’ products, operations, or injury that takes place on the business’ premises. 

Commercial general liability insurance is regarded as comprehensive business insurance, despite the fact that it does not cover all risks a business may encounter. It defends and safeguards your company’s assets by providing security for liability claims against your business. These claims can arise out of injuries or property damage that occurs on your business property or those that are caused by you or your employees while doing business.

Businesses like Malls, Hospitals, Entertainment parks, Restaurants and Hotels carry a significant third-party injury and damages risk owing to large footfall of customers. Commercial general liability insurance or a commercial general liability policy can cover contractual liabilities, cross liabilities and vicarious liabilities also. To understand the nuances involved and pick the right CGL cover as per your business requirement seek professional help from Vitality Insurance to make the best use of it.