Motor Insurance
Your vehicle is one of the milestone investments in your life. Any mishap resulting in loss or damage of your vehicle can lead to huge replacement or repair cost making a hole in your pocket. Therefore, it is important to have Motor Insurance of your vehicle be it your car, bike, scooter or commercial vehicle.
Motor Insurance plan is compulsory in India under the Motor Vehicle Act of India, 1988. If you own a vehicle in India, it is mandatory to buy a Motor Insurance policy with third-party insurance cover. Motor Insurance Policy covers the policyholder in case of financial losses – resulting from an accident or damage – by an insured vehicle. A comprehensive Motor Insurance policy covers damage to third-party & third-party property along with personal losses.
A car insurance policy is an important product that should be taken after careful thought and research. Many times, owners opt for discounted car insurance premium without full knowledge of add on covers. Here, Vitality Insurance with its years of market knowledge and insights can help you pick the right motor insurance policy with adequate covers.
This add-on cover provides policyholders full claim without any consideration of depreciation factor of parts that are replaced after an accident. Offered for New vehicles or which are 3 years old.
This covers any accidental death, permanent disability suffered while driving the vehicle. Also includes any loss or theft of personal belongings locked inside the vehicle.
This cover provides an immediate help or assistance in case of car breakdown or accident at minimal additional premium.
Includes coverage for any liability arising out of third party damage or loss by owner of the vehicle.
NCB is the reward that you would be eligible for should you drive responsibly the year round and not file for damages.
Claim settlement assistance and customer support is provided by insurance companies with regular status updates on SMS.